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The Happy Saver
Bonds
Jan 15

Jan 15 Bonds

Ruth
Saving, Personal Finance, KiwiSaver, Investment, SmartShares, Bonds

A Bond is a loan you make to a government, state owned enterprise, council or company. Perhaps they have a specific project they are working on and they need to raise some cash to do it.

Do it for the FREE sandwiches!
Dec 11

Dec 11 Do it for the FREE sandwiches!

Ruth
Index Funds, SmartShares

I am a customer and shareholder of Meridian but have never attended a shareholder meeting so I thought it was worth the one hour drive to check it out. And as predicted by my father and law, the catering was excellent!

Procrastinating Investor. That’s me!
Dec 4

Dec 4 Procrastinating Investor. That’s me!

Ruth
Index Funds, Investment, Personal Finance, Term Deposits, SmartShares

It is 5.30am on a Tuesday morning and I have woken up with clear intentions. Coffee and investing.

You Can Avoid Student Debt
Nov 27

Nov 27 You Can Avoid Student Debt

Ruth
Bank Account, Investment, KiwiSaver, Saving, Money Education

Does this sound too extreme to you? A nine year old with an investment portfolio so she can plan for something that may happen in her 20’s.

Now to the markets…
Nov 20

Nov 20 Now to the markets…

Ruth
Investment, Index Funds, Gold, SmartShares

Now, if you are going to become an investor you kind of need to know what on earth they are talking about, at least a little bit.

Don’t Panic In A CRISIS!
Nov 13

Nov 13 Don’t Panic In A CRISIS!

Ruth
Index Funds, Investment, KiwiSaver, Saving, Term Deposits, SmartShares

Having purposefully just returned from America on Monday two days BEFORE the American election I had an inkling that things might get a little crazy.

Shiny Object Syndrome
Oct 16

Oct 16 Shiny Object Syndrome

Ruth

This syndrome is hard to identify if you don’t know what you are looking for and I’ve been caught out far too many times.

Mr Happy Saver’s Index Fund (SmartShares) Update
Oct 9

Oct 9 Mr Happy Saver’s Index Fund (SmartShares) Update

Ruth
Investment, Index Funds, SmartShares

Hang on a moment, just doing the math here: 112 shares x $4.19058 = $469.35. Where did the other $30.65 of his $500 investment go?

The Riskiest Investment: AND most of us will do it...
Oct 2

Oct 2 The Riskiest Investment: AND most of us will do it...

Ruth
Investment, Saving

If I told you about an investment you could opt into which could result in you potentially losing 50% of EVERYTHING you had, would you do it? I’ve already done it and I can tell you that it is the one investment I pay the most attention to.

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